The TUC says families are borrowing just to pay the rent, heat their homes and feed their children.
The Jubilee Debt Campaign says Britain has a growing household debt trap that is hurting the poorest families the most.
The government is relying on household debt to drive growth , says the TUC.
The IFS says debt 'looks like a real problem for a significant minority of those on low incomes, who are not keeping up with bills and/or spending high fractions of their disposable income on debt repayment.'
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